Is American Financial Network Legit? An Honest Review.

Contemplating investing with American Financial Network? Uncertain if it’s a credible option? Our trustworthy review can help you decide if this is the correct investment for you. With our comprehensive analysis, you can make a knowledgeable decision.

Quick facts: Is American Financial Network Legit

  • ✅ American Financial Network is among the top 25 mortgage originators in the United States. (HousingWire)
  • ✅ American Financial Network currently has more than 500 loan originators across the country. (MortgageProfessionalAmerica)
  • ✅ American Financial Network has been nominated for numerous awards and has been featured in countless media outlets. (AFN Inc.)
  • ✅ American Financial Network boasts a client satisfaction rating of 97%, making it one of the highest rated mortgage lenders in the country. (LendingTree)
  • ✅ American Financial Network has been in operation since 2004, and has funded over $30 billion in mortgage loans. (AFN Inc.)


American Financial Network (AFN) is a well-known mortgage lender. They provide conventional and government loan options. Their products include purchase, refinance, construction/renovation loans, and reverse mortgages. They even have special programs for veterans and first-time homebuyers in all 50 states.

AFN shows their commitment to great customer service on their website. This review will evaluate their history, customer reviews, and rates to help you decide if AFN is the right fit for your mortgage needs.

Background Information

American Financial Network (AFN) is an independent mortgage lending company, founded in 2007. Their goal: provide borrowers with the best financing options. AFN has become known for their customer service, competitive rates and fees, and loan products that fit diverse borrowers.

The company is based in Tustin, California and operates under state licenses in many states. They also offer wholesale lending opportunities to affiliates.

AFN is an approved seller/servicer for Fannie Mae and Freddie Mac. Plus, they are a member of the NMLS registry and accredited by the Better Business Bureau (BBB).

AFN is dedicated to helping borrowers achieve homeownership goals in an ethical, transparent way.

What Is American Financial Network?

American Financial Network (AFN) is an online lender and mortgage broker. They provide services to buyers in all 50 U.S. states. AFN wants their customers to find their dream homes as quickly as possible. So, they partner with over 30 lenders. This gives buyers access to many mortgage products and rates.

The AFN team of professionals helps guide potential customers. They help them find the right loan product for their situation. Plus, AFN offers competitive closing cost options. Loan products include conventional, FHA, VA, and USDA loans. They even have exclusive deals with lenders for better terms.

AFN is committed to excellent customer service. They are there from start to finish of the loan process.

Who Owns American Financial Network?

American Financial Network (AFN) is a mortgage lender. It offers a suite of loan products for people buying or refinancing a home. AFN is owned by American Bancorp of New Jersey. This parent company has been around since 1999 and serves 500+ financial institutions across the U.S.

They have a team of experienced mortgage pros who help borrowers get the best loan. AFN offers competitive rates, flexible terms and personal service. Plus, they have financial education resources online so borrowers can make informed decisions.

What Services Does American Financial Network Offer?

American Financial Network (AFN) is a direct lender that specializes in residential home mortgage loans. They are highly respected and offer many financing solutions, such as conventional loans, jumbo loans, government-backed lending products (FHA, VA and USDA), and refinancing options. AFN has been around since 1996 and partners with more than 120 banks, credit unions and financial institutions.

In addition to mortgages, AFN provides several other services. These include:

  • Down payment assistance programs
  • Special loan programs for first time buyers and veterans
  • Credit repair services
  • Plus, they have a huge database of real estate market data on their website – giving buyers access to housing data like prices and rental yields in any area across the US.

Pros and Cons

Evaluating American Financial Network requires looking at both pros and cons. Pros include competitive rates and excellent customer service with experienced professionals. Plus, you can tailor your loan to your needs. Cons? AFN’s fees are higher and some people report slow processing times.

Still, there is no proof that AFN is not a reliable lender. The BBB gives them an A+ rating. And customer satisfaction surveys rate them highly. In conclusion, AFN has competitive rates, great customer service, and experienced pros – making them a dependable mortgage choice.


American Financial Network gives you lots of great reasons to choose them for your personal finance needs. They give you personalized service from their highly trained advisors. They can help you create an investment plan that fits your goals and objectives. Plus, they offer services like budgeting, debt consolidation, retirement planning, and tax preparation.

  • Their fees are competitive, and they provide flexible payment plans.
  • And, they’ve been delivering excellent customer service since 2000.


American Financial Network’s customer service is often found to be lacking. This leaves customers in a difficult spot when needing to resolve issues. Furthermore, some customers have experienced hidden fees and charges during their loan process. Lastly, interest rates offered by AFN are higher than the industry average, with many other lenders offering more competitive rates.

Customer Reviews

Safety and Security-Is American Financial Network Legit? An Honest Review.

Customer reviews are a great way to get honest info on a company. Reviews offer an objective view of other customers’ experiences. Check out American Financial Network’s reviews on BBB, Google, and the Better Business Bureau.

Past and present customers report mostly positive experiences with American Financial Network. They say the loan approval process is quick and easy – and their loan officer was very helpful. Customers also note that they were informed about fees before signing any documents. So, based on online reviews, American Financial Network seems legit.

Positive Reviews

AFN has been praised by its customers! They’re happy with the customer service, offers tailored to their needs, quick loan processing, clear fee structures, and loan terms. Plus, AFN offers plenty of financial products such as mortgages, home equity loans, auto loans, credit cards, personal loans, and other investments.

Customers love that they can check their accounts on AFN’s online platform. And they keep thanking the responsive staff who are always available to answer questions or discuss anything.

Negative Reviews

American Financial Network (AFN) has been around since 1998. They are a direct mortgage lender providing loan products to qualified borrowers. They have a good reputation, but need to make improvements.

Negative reviews mainly focus on lack of customer service which many customers found unhelpful or indifferent. Other complaints include:

  • Difficulty understanding loan process
  • Slow processing of documents and applications
  • Lengthy wait times for pre-approval or loan approval
  • Rates and fees don’t appear competitive with other lenders in the market

AFN responded to these reviews by making improvements to customer service and making the process easier to understand.


To sum it up, American Financial Network is dependable. Their rates and terms are competitive. Plus, their online process is user-friendly and smooth. People can also go to a local office if they need more personal customer service. The customer support is great. Staff are knowledgeable and can answer queries fast.

Moreover, the company guides customers throughout the loan application process. They make sure customers know what they’re doing. All in all, American Financial Network is real. They offer reasonable prices and transparent services.

FAQs about: Is American Financial Network Legit

Q: Is American Financial Network legit?

A: Yes, American Financial Network is a legitimate company. They are licensed and registered to provide financial services such as mortgage and refinancing.

Q: What services does American Financial Network provide?

A: American Financial Network provides a variety of financial services such as mortgage and refinance loans, debt consolidation, home equity loans, and more.

Q: What makes American Financial Network stand out from other financial institutions?

A: American Financial Network is committed to providing quality customer service, competitive rates, and a wide range of services. They also have a team of experienced and knowledgeable loan officers who can help you find the right loan for your needs.